Has Dubai’s real estate bubble burst, have the profits that were to be made from property in Dubai been exhausted, is it too late to buy property in Dubai and expect to earn an income or raise a capital gain from it?
According to the latest property industry analysis and Cooperation Council of the Arab States of the Gulf (GCC) country studies the answer is a resounding ‘no’ because it was recently announced that a single currency for all GCC nations is a serious proposal expected to be realised by 2010 and that this is likely to result in an initial surge in property price gains of up to 20%.
Speculators are already positioning themselves in the currency and property markets in Bahrain, Kuwait, Oman, Qatar, Saudi Arabia, Dubai and the rest of the United Arab Emirates in a bid to ride the wave of currency realignment.
Initial economic analysis of the far reaching consequences of a joint currency being adopted by all members of the Cooperation Council of the Arab States of the Gulf has revealed that GCC currencies such as the Dubai dirham are currently artificially devalued, that a joint currency would result in the upward revaluation of that currency against the US dollar and that local interest rates could go up.
At the moment those looking to buy property in Dubai will see that local interest rates are far below what the economic state of the emirate suggests, furthermore inflation is relatively high and property prices when compared to the dollar equivalent are affordable.
Apparently the realities of a common currency for property owners in Dubai are an upward surge in the value of their property following a revaluation of the local currency against the dollar of between 10 and 20% overnight.
Banking institutions and corporate investors are looking at currency speculation and hedging products to get ready for this large currency movement, real estate investors on the other hand are looking to buy property in Dubai for example and fund the debt with a US dollar based mortgage thus having an asset whose value will increase and a debt fixed to a currency that currently attracts a far lower and more stable interest rate.
Naturally enough all of the excitement in the Dubai property market is causing a flurry of activity which is causing short term gains, depletion of property stock, intensification of demand and property investors with well placed assets are already benefiting from the speculation surrounding the common currency.
Those who missed the first wave of the Dubai property market might like to make their move ahead of the next predicted wave?
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