Mortgages in France from British Banks

Published on 01 August 2007
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France is one of the most popular European countries with British second home buyers – in part because of the geographic location of each nation in relation to the other – and in part because there is just something about the French culture, way of life and stunning countryside that appeals to the British mentality.

Now, if you’re considering relocating to France chances are you have an awful lot to get your head round such as finding the right location to live in, hunting for that dream home, seeking for information about the buying process – oh and learning French!  Well, here’s some information for you to get your head round that will probably please you – it’s possible to get mortgages in France from British banks.  This makes at least one of the most significant parts of your property process that much simpler!

Probably because the British affinity with France is just strong (I know, I know, there’s a rivalry as well as an affinity!), British banks have had a presence in France for a considerable amount of time in the mortgage market.  One of the longest serving British banks offering mortgages in France is Barclays.  Barclays have pretty much captured the European mortgage market for Brits buying abroad because they have made the most effort to offer the best service.

With Barclays’ mortgages in France you don’t just get an application form to fill in and then an impersonal decision based on fixed criteria – you get a one stop mortgage, money and relocation shop and a personal adviser to help you every step of the way. 

Basically Barclays do have set criteria that a mortgage applicant should fulfil to get accepted – but in reality their mortgages and their lending decisions are flexible and based far more on what their client market demands than what ‘set in stone’ lending criteria dictate.

On top of offering mortgages in France for British buyers, Barclays will also sort out a British purchaser’s banking and savings accounts in France as well, they’ll provide detailed information about the buying process, they’ll offer ongoing personalised support to the applicant/customer and they have a wealth of local knowledge of the French property market which a potential buyer can really draw on.

The fact that you can get mortgages in France from British banks means that Brits now find it so much easier to determine what they can borrow from the comfort of their own home in the UK.  This then means you know in advance what you can spend on your French property and you can conduct all of the boring but essential transactions and form filling duties from the UK before travelling to France for the nicer parts of the property buying process such as hunting for that dream French home.

If you click here, you are redirected to Barclays’ website where you complete your brief contact details and then an adviser will call you back and discuss how the bank can help you.

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