Offshore Saving

5 Reasons Why Expats Should Go Offshore

There are 5 reasons why expats should consider going offshore for wealth management and to achieve saving and investing goals

Portfolio Bond Benefits

Portfolio bonds have many potential benefits for expatriate investors; we explore the benefits of these wrappers

How a Portfolio Bond Can Save You Money

If you use a portfolio bond to save and invest offshore you may be able to save money and tax

Why UK IFAs are Giving Expats Bad Offshore Financial Advice

Some UK IFAs are giving expats bad offshore financial advice because they don’t understand how financial advisers are regulated in Europe

Little Known Ways to Save More Offshore

Tips to save more offshore as an expat, to get better rates of interest on offshore savings and slash debt

QROPS pension warnings highlight how anyone given the wrong advice about transferring their British pension into a QROPS can face losing up to 55% of their retirement savings in fines from the taxman. So should all QROPS be avoided as a result, or is there ever a safe way to transfer your British pension offshore if you’re an expat or you want to retire abroad?

5 Ways Expats Lose Money and How to Avoid Making the Same Mistakes

From failing to take the offshore advantages available to them, to getting it wrong when it comes to seeking financial advice or by banking in the wrong currency, expats are at risk of making 5 key financial mistakes. These can erode an expat’s wealth and see them returning home poorer and disillusioned.

QROPS: Legitimate Offshore Pensions not Tax Avoidance Solutions

Too many headlines are confusing the QROPS landscape; these are legitimate and often advantageous pension solutions for those living, working or retiring abroad. We look at the fundamental facts which prove how straightforward QROPS considerations are for expats and IFAs.

Financial Advisers Offer Better Interest Rates on Offshore Savings

Is it a myth that financial advisers can get expatriates better rates of interest offshore than one can directly access oneself? No – and we reveal how and why IFAs are often able to offer genuinely better returns to expat savers.

How to Get the Best Interest Rates Offshore

Is it a case of chasing headline rates of return nowadays of you want to get better rates of interest offshore? Not necessarily – as we will demonstrate there is an easier way to approach getting more for your money through offshore savings.

How to Get Best QROPS Advice

QROPS are seemingly all the rage for expats and those who want to retire abroad – you’ve probably heard all about them already and are wondering whether you can benefit. To find out you need to take advice – but you need to ensure this is best advice – we show you how to get the right advice about potentially transferring your pension offshore.

How Can Expat Savers Beat Inflation and Low Interest Rates?

Expatriates are being financially squeezed from all angles by low interest rates, high inflation, unfavourable currency fluctuations and slow property markets abroad – so how can an expat beat these woes and ensure they build a profitable offshore portfolio?

Pre-Retirees & Women Need to Worry About Financial Future

Recent surveys by the likes of Prudential and SAGA have revealed that women and pre-retirees in the UK are being particularly negatively impacted at the moment, financially speaking – we show how expatriates can potentially avoid the issues impacting these groups by going offshore and taking their expat advantage

Can Expat Savers Get Better Interest Rates Offshore?

You might assume that expats can always access better interest rates for their savings by remaining offshore – however, that’s not always the case – and chasing interest rates in a bid to always beat inflation can be time consuming and frustrating. We look at the alternatives.

Why Having an Exit Strategy is Key to Saving & Investing Offshore

As an expat you may be able to benefit by saving and investing offshore, however, if you repatriate or relocate to a nation with a different tax regime to the one you’re exposed to now you may need to change how you invest and you have to have an exit strategy for your tax enhanced offshore savings and investments.

Is Saving Offshore Only Way to Achieve Decent Yields?

Interest rates remain historically low in leading nations of the world, forcing greater numbers of expatriates to look overseas and offshore for greater yields – but is going offshore the right way and the only way, and is it all about interest rates on savings anyway?

Are QROPS at Risk from HMRC Crackdown?

HMRC has swiftly dealt a severe blow to those seeking to illegitimately benefit from QROPS loopholes, but does this mean they may scrap the schemes? We discuss the future for qualifying recognised overseas pension schemes for expats who want to retire abroad and take their pension offshore.

Expat Savers Warned: ‘Are You Ready for Offshore Account Changes?’

Did you think that the EU Savings Tax Directive had gone away? Well, it hasn’t and now it’s about to bite EU resident savers with interest earning assets in the Channel Islands and the Isle of Man. If you don’t want your personal information disclosed to the taxman, read on to learn what you can do to protect your confidentiality.

A Beginner’s Guide to QROPS

An accessible introduction to QROPS offshore pensions for would-be expatriates who want to move to live abroad in retirement and benefit from a tax enhanced, HMRC backed pension

A Clever Way to Get More Offshore

With interest rates now once again likely to remain low and the stock markets offering a potentially rocky ride for investors, how on earth can expats with saved and invested wealth offshore make any more from their money? We will show you how!

Expats With Offshore Investments Urged Not to Panic

It’s so difficult not to panic when stock markets plunge dramatically and global catastrophes serve to show us how vulnerable we are – but if you’re an expat with offshore investments, there are genuine reasons not to panic sell. What’s more, there are ways to protect your portfolio.

QROPS Code of Practice in Guernsey Removes Confusion

Guernsey QROPS providers are working together to produce a code of practice and to stay on the right side of HM Revenue and Custom’s rules so that they can continue to advance their market share of offshore and expat pension business.

How to Avoid 7 Expat Money Worries in 2011

We’re all facing financial pressure from multiple angles in 2011 – from high inflation and an increased cost of living to job insecurity and low interest rates on savings – however, there are practical steps expats can take to offset or avoid the 7 main expat money worries this year.

Should Expats Offshore Their British Pension?

Is transferring a British private or company pension offshore a good idea for expats? We explore QROPS and when it’s right to transfer and when it’s best to leave a British pension in the UK!

Expat Financial Checklist: Offshore Money Matters Made Easy

Expats apparently have financial advantages, but accessing and understanding them as well as making the most of them can seem difficult – we show you where to start and what to do to make the most of your financial position once you move to live abroad.

Expats’ Main Financial Concerns Revealed

We’ve surveyed 250 readers to determine what financial concerns are uppermost in an expat’s mind – and we’ve discovered that whether you’re offshore or onshore, the same money worries still concern you…

Move Abroad Take Your Pension Offshore

There are real and accessible ways for retirees to move abroad and take their pension offshore with them, so that they can enjoy greater tax enhanced wealth and have a better retirement as a result…

Can Expats Beat Inflation With Offshore Savings?

Savers in the UK have seen the purchasing power of their saved wealth eroded over the past couple of years thanks to historically low interest rates, but can expats beat inflation when they save offshore?

Banks Need to Do More to Encourage Expatriate Savers

Having surveyed 50 Shelter Offshore expatriate readers about their experiences of trying to save and invest offshore, we learn that banks and financial institutions could do more to encourage savers, support them and protect their money

Practical Expat Solutions if You’re in Debt Abroad

If you’ve fallen on hard times abroad and you’re an expat in debt or facing repossession of your home overseas, read on to discover how to get out of debt and manage your money abroad

Expats in Vulnerable Financial Position Need Advice

If you’re an expat or you’re thinking about moving abroad you leave behind the social security safety net and go it alone in terms of taking financial self-responsibility, you also have potentially fabulous offshore options open to you – but you need independent guidance and advice to ensure you’re looked after and you’re utilising your expatriate status…

Overcoming Obstacles to Moving Abroad 2 – Expat Financial Concerns

The number one sticking point for many expatriates and would-be expats is a financial one. Some people can’t afford to move abroad, others are worried about how much their new lifestyle will cost them. We cover every important financial consideration to enable you to relocate overseas…