</div> </div>  <div class="clear"></div> <div class="grid_8"> <div class="grid_4 alpha"> <h2 class="lede2"><a href="http://www.shelteroffshore.com/index.php/living/more/bureaucracy-red-tape-legalities-contend-with-retiring-abroad-10777" title="Bureaucracy, Red Tape & Legalities to Contend With When Retiring Abroad">Bureaucracy, Red Tape & Legalities to Contend With When Retiring Abroad</a></h2> <div class="mainintro"> <div class="pubinfo" > <p class="infotext redtitle"><b>Report filed under:</b> <a href="http://www.shelteroffshore.com/index.php/living/" title="Living Abroad Guides"> Living Abroad Guides</a> » <a href="http://www.shelteroffshore.com/index.php/living/cat/C111/" title="Retirement Abroad">Retirement Abroad</a></p> <p class="infotext">Fri, March 12, 2010 - 9:29 am EET</p> </div> </div> <div class="main"> <p><b><img src="/images/retirefr0707.jpg" width="127" height="97" align="right" alt = "Bureaucracy, Red Tape & Legalities to Contend With When Retiring Abroad"/>There are many things that will cross your mind as you begin to plan your retirement abroad – from where you will live to what type of home you will be able to afford, from how much it will cost to move to how much you will enjoy your new life in the sunshine overseas. However, one of the aspects of your move that will be essential to get right to aid the smooth running of the relocation will, ironically, be one of the last things you probably think about!</b></p> <p>Getting the bureaucracy, red tape and legalities of the move right will mean you have far less to contend with when retiring abroad, but because we know it can seem a bit daunting having to get your head around everything that needs to be done, we’ve produced this guide to knowing and managing your responsibilities.</p> <p>Where possible we’ve provided links to other resources that you may need or find useful; and whilst this guide cannot be exhaustive as it can only take a generalised look at the bureaucracy involved rather than personal considerations on an individual basis, we hope it serves as a good basis from which you can plan and plot your relocation carefully and completely. </p> <p><a href="http://www.shelteroffshore.com/index.php/living/more/bureaucracy-red-tape-legalities-contend-with-retiring-abroad-10777" title="Bureaucracy, Red Tape & Legalities to Contend With When Retiring Abroad">Continue reading...</a></p> </div> <h2 class="lede2"><a href="http://www.shelteroffshore.com/index.php/living/more/working-abroad-illegally-work-permits-hard-to-get-10776" title="Is It Worth Working Abroad Illegally When Work Permits are Hard to Get?">Is It Worth Working Abroad Illegally When Work Permits are Hard to Get?</a></h2> <div class="mainintro"> <div class="pubinfo" > <p class="infotext redtitle"><b>Report filed under:</b> <a href="http://www.shelteroffshore.com/index.php/living/" title="Living Abroad Guides"> Living Abroad Guides</a> » <a href="http://www.shelteroffshore.com/index.php/living/cat/C48/" title="Work Abroad Guide ">Work Abroad Guide </a></p> <p class="infotext">Fri, March 12, 2010 - 8:31 am EET</p> </div> </div> <div class="main"> <p><b><img src="/images/livejobie0507.jpg" width="127" height="97" align="right" alt = "Is It Worth Working Abroad Illegally When Work Permits are Hard to Get?"/>We thought we’d have an end of the week open discussion forum at Shelter Offshore, and the following are the overall results and the general consensus of opinion held here – written up by our Africa expat correspondent. The subject matter touched upon today is whether it’s worth taking the risk of working abroad illegally when it’s a fact that work permits are very hard to come by.</b></p> <p>Obtaining a work permit in the country where I live is a mission. It requires overcoming mountains of bureaucracy and red tape to get the necessary papers. Most organisations think twice before employing foreigners as a result, which is of course the government’s intention. They are trying to promote employment for their own people, and who can blame them in a country where at a conservative estimate those in formal employment constitute only 5% of the population.</p> <p>I know quite a number of people who claim they are working “more or less legally”, not only here but in other countries abroad. As any lawyer worth his or her degree will tell you, there are very few countries (if any!) where the employment law allows for the concept of “more or less legal”, you’re either legal or you are not. Many expats are faced with the dilemma of how to work and earn some money in a new country. Often the rules in the new place seem burdensome and irritating. It seems easier to circumvent them for a while, earn a few bucks and then get your paperwork in order. For young people travelling around the world, taking a year out to discover new places, working illegally is almost a rite of passage. Most of us have done it, and then had the inevitable problems with being rushed out the door at work as the labour inspectors arrive, being informed on by a colleague or whatever… </p> <p><a href="http://www.shelteroffshore.com/index.php/living/more/working-abroad-illegally-work-permits-hard-to-get-10776" title="Is It Worth Working Abroad Illegally When Work Permits are Hard to Get?">Continue reading...</a></p> </div> <h2 class="lede2"><a href="http://www.shelteroffshore.com/index.php/living/more/how-to-decide-where-you-want-to-live-abroad-10775" title="How To Decide Where You Want to Live Abroad">How To Decide Where You Want to Live Abroad</a></h2> <div class="mainintro"> <div class="pubinfo" > <p class="infotext redtitle"><b>Report filed under:</b> <a href="http://www.shelteroffshore.com/index.php/living/" title="Living Abroad Guides"> Living Abroad Guides</a> » <a href="http://www.shelteroffshore.com/index.php/living/cat/C72/" title="A New Life Abroad Guide">A New Life Abroad Guide</a></p> <p class="infotext">Wed, March 10, 2010 - 8:12 am EET</p> </div> </div> <div class="main"> <p><b><img src="/images/beach1204.jpg" width="127" height="97" align="right" alt = "How To Decide Where You Want to Live Abroad"/>On Monday we told you about the Foreign and Commonwealth Office’s survey that determined that up to 42% of over 55s in the UK are actively contemplating a move abroad. That same survey also revealed that many who plan to move in retirement simply plump for a country where they have had a good holiday, and decide that that is enough ‘evidence’ to base their decision on.</b></p> <p>However, as we have witnessed time and again in life, people who holiday somewhere, fall in love with the place and then return to live there, go through a period of a very rude awakening. Nowhere is like a holiday paradise all the time – what’s more, you cannot sustain the holiday lifestyle 24/7, 365 days of the year. Try it and you’ll get bored before you burn out!</p> <p>So, in this report we’re going to break down how you can decide where you want to live abroad – we will detail all of the decisions you need to bear in mind, the facts you need to research, the criteria that can make or break a decision, and a checklist you can follow to help you decide where you would like to live abroad for life… </p> <p><a href="http://www.shelteroffshore.com/index.php/living/more/how-to-decide-where-you-want-to-live-abroad-10775" title="How To Decide Where You Want to Live Abroad">Continue reading...</a></p> </div> </div> <div class="grid_4 omega"> <div class="midrctad"> <script type="text/javascript"> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> </div> <h2 class="lede2"><a href="http://www.shelteroffshore.com/index.php/living/more/where-afford-live-abroad-retirement-weak-pound-10774" title="Where Can You Afford to Live Abroad in Retirement with a Weak Pound?">Where Can You Afford to Live Abroad in Retirement with a Weak Pound?</a></h2> <div class="mainintro"> <div class="pubinfo" > <p class="infotext redtitle"><b>Report filed under:</b> <a href="http://www.shelteroffshore.com/index.php/living/" title="Living Abroad Guides"> Living Abroad Guides</a> » <a href="http://www.shelteroffshore.com/index.php/living/cat/C111/" title="Retirement Abroad">Retirement Abroad</a></p> <p class="infotext">Tue, March 09, 2010 - 8:00 am EET</p> </div> </div> <div class="main"> <p><b><img src="/images/offshoresaving0206.jpg" width="127" height="97" align="right" alt = "Where Can You Afford to Live Abroad in Retirement with a Weak Pound?"/>As part of our week long programme of articles and reports for the 42% of over 55s in the UK who are reportedly thinking about moving abroad pre or post retirement, today we’re going to be focusing on where you can afford to live abroad in retirement with a weak pound in your pocket.</b></p> <p>Until just a few years ago we Britons were fairly blessed, we had a healthy currency and plenty of equity in many of our homes that we could cash in and turn into bricks and mortar anywhere abroad. Now the tables have really turned in a dramatically negative fashion. Many of us are restricted by a weakened currency and have little or no cash to play with in our properties because no banks are lending – and the only way we can release equity is to sell in a stagnant and deflated market.</p> <p>In their survey of over 55s, the Foreign and Commonwealth Office determined that 42% were actively keen to move abroad – but money matters could hold them back. However, as we are about to reveal, you needn’t put your life plans on hold just because the pound is no longer riding high. There are places in the world where you can afford to live, and there are ways you can afford to move abroad and live elsewhere in your retirement… </p> <p><a href="http://www.shelteroffshore.com/index.php/living/more/where-afford-live-abroad-retirement-weak-pound-10774" title="Where Can You Afford to Live Abroad in Retirement with a Weak Pound?">Continue reading...</a></p> </div> <h2 class="lede2"><a href="http://www.shelteroffshore.com/index.php/living/more/matters-life-death-spain-probate-wills-and-inheritance-10773" title="Matters of Life and Death in Spain – Probate, Wills and Inheritance">Matters of Life and Death in Spain – Probate, Wills and Inheritance</a></h2> <div class="mainintro"> <div class="pubinfo" > <p class="infotext redtitle"><b>Report filed under:</b> <a href="http://www.shelteroffshore.com/index.php/living/" title="Living Abroad Guides"> Living Abroad Guides</a> » <a href="http://www.shelteroffshore.com/index.php/living/cat/C44/" title="Living in Spain the Expat's Guide">Living in Spain the Expat's Guide</a></p> <p class="infotext">Mon, March 08, 2010 - 9:28 am EET</p> </div> </div> <div class="main"> <p><b><img src="http://www.shelteroffshore.com/images/estate_planning.jpg" width="127" height="97" align="right" alt = "Matters of Life and Death in Spain – Probate, Wills and Inheritance"/>One of the last things that anyone thinks about when they move overseas is the fact that the laws of succession abroad can differ greatly to those we’re familiar with back home – and that this fact can have a dramatic, and sometimes devastating impact on your family and loved ones if you die overseas or die leaving assets abroad.</b></p> <p>Getting the correct legal advice about matters of life and death in Spain relating to the likes of probate, wills and inheritance can seem difficult. If you search on the Internet for example, you’ll find contradictory half stories at best. So, at Shelter Offshore we have teamed up with <a href="http://www.legal4spain.com/">Legal4Spain.com</a> to get a correct and complete understanding of the situation affecting expatriates living in Spain, as well as those onshore with assets such as property in Spain.</p> <p>It is critical that you understand your position and that of your future heirs and beneficiaries if you want to save them time, stress, worry and even money, and if you want to correctly order your affairs, ensuring you have control over how your estate will be divided up when you die. We appreciate that this is not a particularly positive subject matter – but at the same time, we are acutely aware that this is a topic that has to be touched upon, therefore we will do so in as full and comprehensive a manner as we possibly can to directly assist you. </p> <p><a href="http://www.shelteroffshore.com/index.php/living/more/matters-life-death-spain-probate-wills-and-inheritance-10773" title="Matters of Life and Death in Spain – Probate, Wills and Inheritance">Continue reading...</a></p> </div> <h2 class="lede2">Further Articles</h2> <div class="main2"> <h3 class="lede3"><a href="http://www.shelteroffshore.com/index.php/living/more/helping-british-over-55s-to-emigrate-retire-abroad-10772" title="Helping 42% of British Over-55s Who Want to Emigrate & Retire Abroad">Helping 42% of British Over-55s Who Want to Emigrate & Retire Abroad</a></h3> <p>We’re devoting a week’s worth of articles and reports to helping the 42% of British over-55s who want to escape UK and emigrate and live somewhere warmer, safer and cheaper abroad……</p> <h3 class="lede3"><a href="http://www.shelteroffshore.com/index.php/living/more/2.5-million-expats-can-vote-general-election-10770" title="2.5 Million Expats Can Vote in General Election - if They Can be Bothered">2.5 Million Expats Can Vote in General Election - if They Can be Bothered</a></h3> <p>According to the conservative party, there are 2.5 million expatriates abroad eligible to register for and vote in the forthcoming general election – but are there really any reasons for wanting to bother?…</p> <h3 class="lede3"><a href="http://www.shelteroffshore.com/index.php/living/more/are-expats-living-abroad-away-from-home-easily-conned-10768" title="Are Expats, Living Abroad and Away from Home, More Easily Conned?">Are Expats, Living Abroad and Away from Home, More Easily Conned?</a></h3> <p>Following on from the story about John Hirst conning expats in Spain out of millions, we ask whether expats living abroad are more vulnerable to being ripped off because they are out of their familiar comfort zone.…</p> <h3 class="lede3"><a href="http://www.shelteroffshore.com/index.php/living/more/what-teaching-abroad-can-teach-you-10765" title="What Teaching Abroad Can Teach You – Getting Ahead in Education by Going Abroad">What Teaching Abroad Can Teach You – Getting Ahead in Education by Going Abroad</a></h3> <p>Exploring the world of opportunity that British teachers employed at international schools around the world can enjoy for the furtherance of their careers and the enhancement of their social lives! Case studies and expert data contained herein……</p> <h3 class="lede3"><a href="http://www.shelteroffshore.com/index.php/living/more/daily-telegraph-attacks-rights-of-retired-britons-living-abroad-10760" title="Daily Telegraph Attacks Rights of Retired Britons Living Abroad">Daily Telegraph Attacks Rights of Retired Britons Living Abroad</a></h3> <p>A leading British newspaper has felt it necessary to wade in and comment on the fact that retired Britons living abroad receive a winter fuel allowance – somehow asking readers to accept the opinion that retirees overseas don’t deserve matter…</p> <h2 class="lede2"> <a href="http://www.shelteroffshore.com/index.php/living/articles/C111/" title="Retirement Abroad Article Archive">See All Related Articles...</a></h2> </div> </div> <div class="clear"></div> </div> <div class="grid_4"> <div class="sideblock"> <h3><a href="http://www.shelteroffshore.com/index.php/offshore/expat-financial-services/" title="Expatriate Offshore Financial Services">Expatriate Financial Services</a></h3> <div class="col"> <ol> <li><a href="http://www.shelteroffshore.com/index.php/offshore/international-bank-account/" title="Offshore International Bank Account">Offshore International Bank Accounts</a></li> <li><a href="http://www.shelteroffshore.com/index.php/offshore/savings-account/" title="Offshore Savings Account">Offshore Savings Accounts</a></li> <li><a href="http://www.shelteroffshore.com/index.php/offshore/investment-design/" title="Offshore Wealth Design">Offshore Investment Wealth Designs</a></li> <li><a href="http://www.shelteroffshore.com/index.php/offshore/qrops/" title="QROPS Pensions">QROPS Pensions</a></li> </ol> </div> </div> <div class="topad"> <SCRIPT language='JavaScript1.1' SRC="http://ad-emea.doubleclick.net/adj/N1397.ShelterOffshoreGeneric/B4166673.6;sz=300x250;ord=[timestamp]?"> </SCRIPT> <NOSCRIPT> <A HREF="http://ad-emea.doubleclick.net/jump/N1397.ShelterOffshoreGeneric/B4166673.6;sz=300x250;ord=[timestamp]?"> <IMG SRC="http://ad-emea.doubleclick.net/ad/N1397.ShelterOffshoreGeneric/B4166673.6;sz=300x250;ord=[timestamp]?" 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