Getting medical insurance in place is a requirement for all but a very limited few expatriates. The fact of the matter usually is, you move abroad, you lose healthcare entitlements back home and are ineligible for free care in your new nation, so you have to get at least some basic health insurance in place.
Because, just like all insurances, it’s a nuisance to have to arrange medical insurance, most people are happy to compare and contrast on price, find a happy medium between cover and cost, and sign up to whoever is offering the best deal. However, the fact of the matter is, not all medical insurers offer a good deal for the individual expatriate customer.
For example, some throw in medical evacuation cover, some insist you have it at great cost, and with other policies it’s an add-on that a lot of people choose to ignore. So, let’s take a look, is medical evacuation cover for expatriates actually a necessity that you could really benefit from, or simply an unnecessary expense?
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As all expats know, international medical insurance is big business with companies competing for business within a large market pool of demand. Premiums charged are high, and getting higher annually as we’re repeatedly told that inflation in the medical services industry runs far higher than in the ‘real world.’
So, what do all of these insurance companies do to attract our attention and win our business? They attempt to offer us more bells and whistles on our policies to attract us and our financial commitment…however, there’s a definite limit to the amount of cover one needs, and this means that at some point, international health insurance companies have to get creative to get our interest.
Last year we saw some companies change the way they offered insurance and move to a more modular, streamlined and cost effective way of insuring their clients’ health – and this year it seems that IntegraGlobal has come up with yet another advantage that they can offer their clients. Thanks to their IntegraGlobal electronic health records account, powered by Zaptag, portable medical record technology is now available to expatriates. But is this a gimmick or actually something of maximum benefit to an international citizen?
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According to a Telegraph report, brokers are letting expatriates down when it comes to finding them the best international health insurance for their needs and their budget – so we’re on hand to help…
It turns out that the NHS isn’t so perfect after all, and when it comes to cancer and heart attack survival rates, you’re better off abroad – so expatriates needn’t now worry so much about their healthcare when they relocate perhaps?…
Do all expatriates have to have an all singing all dancing international health insurance policy that breaks the bank and covers them for all eventualities? Not necessarily as we will reveal……
Aviva, a new name on the expatriate international health insurance scene, is good news for those seeking price and insurance level competition…
Goodhealth Worldwide is a leading provider of international and expatriate medical insurance, they have been taken over so what does this now mean for policyholders and the industry?…