<link href="http://www.shelteroffshore.com/index.php?css=shelter/css_default2.v.1256751542" rel="stylesheet" type="text/css" media="all" /> <style type="text/css"> @import "http://www.shelteroffshore.com/index.php?css=shelter/layout2_css.v.1254320783"; </style> </head> <body> <div id="header" class="container"> <div id="logo"> <h1><a href="http://www.shelteroffshore.com">Shelter Offshore</a></h1> </div> <div id="search"> <div class="leaderad"> <script type="text/javascript"> var uri = 'http://impgb.tradedoubler.com/imp?type(img)g(18104152)a(1048073)' + new String (Math.random()).substring (2, 11); document.write('<a href="http://clkuk.tradedoubler.com/click?p=122053&a=1048073&g=18104152" target="_BLANK"><img src="'+uri+'" border=0></a>'); </script> </div> </div> </div> <div id="topmenu" class="container"> <div id="today"> <p>Sunday, November 08th, 2009 </p> </div> <div id="login"> </div> </div> <div id="menu" class="container"> <ul> <li class="first"><a href="http://www.shelteroffshore.com">Home</a></li> <li><a href="http://www.shelteroffshore.com/index.php/shelter/offshore_advice_service/">Offshore Savings Accounts</a></li> <li><a href="http://www.shelteroffshore.com/index.php/offshore/">Offshore Banking & Savings Guides</a></li> <li><a href="http://www.shelteroffshore.com/index.php/property/">Property Abroad Guides</a></li> <li><a href="http://www.shelteroffshore.com/index.php/living/">Living Abroad Guides</a></li> <li><a href="http://www.shelteroffshore.com/index.php/health/">Health Abroad Guides </a></li> </ul> </div> <div id="page" class="container three-columns"> <div class="column1"> <div class="box-style3"> <div class="title"> <h2>Health Abroad</h2> </div> <div class="content"> <h3 class="style3"><a href="http://www.shelteroffshore.com/index.php/health/more/private-health-insurance-cheaper-than-spanish-contributions-10615/" title="Is Private Health Insurance Cheaper Than New Spanish Contributions?">Is Private Health Insurance Cheaper Than New Spanish Contributions?</a></h3> <p class="pubdateinfo"><a href="http://www.shelteroffshore.com/index.php/health/"> Health Abroad</a> » <a href="http://www.shelteroffshore.com/index.php/health/cat/C104">Health Insurance Abroad </a><br /> Fri, November 06, 2009 - 10:42 am EET</p> <div style="float:left; margin-right: 4px;"> <script type="text/javascript"> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> </div> <p><b><img src="/img-media/healthcare-04.jpg" width="127" height="97" align="right" alt = "Is Private Health Insurance Cheaper Than New Spanish Contributions?"/>If you’re an expatriate living in Spain you’ll be very well aware of the most recent changes to the healthcare system. Basically, expatriates who were living in Valencia but not contributing to the Spanish social system through employment based contributions or via voluntary contributions, but who were under retirement age and not on benefit are now required to contribute €90 a month in order to remain within the state healthcare scheme.</b> </p> <p> However, is private health insurance actually cheaper than these new Spanish contributions? In many cases the answer is a resounding ‘yes’ – and not only that, in many cases you could be better off with private medical insurance in place. However, the thought of getting health insurance is a bit daunting for many who have already moved abroad – and so for some it is just easier to pay this €270 quarterly bill… </p> <p> If you’re affected, in this report we’ll show you how actually you could be wasting a lot of money unnecessarily by passively opting in to the Spanish system. If you want your healthcare assured and you are already paying the €90, we’ll show you how you could potentially be getting better protection for your cash by going private. </p> <p><a href="http://www.shelteroffshore.com/index.php/health/more/private-health-insurance-cheaper-than-spanish-contributions-10615/" title="Is Private Health Insurance Cheaper Than New Spanish Contributions?">Continue reading...</a></p> </div> </div> <div class="box-style3"> <div class="title"> <h2>Health Insurance Abroad</h2> </div> <div class="content"> <h3 class="style3"><a href="http://www.shelteroffshore.com/index.php/health/more/what-look-for-researching-health-insurance-10581/" title="What to Look for When Researching Health Insurance">What to Look for When Researching Health Insurance</a></h3> <p class="pubdateinfo"><a href="http://www.shelteroffshore.com/index.php/health/"> Health Abroad</a> » <a href="http://www.shelteroffshore.com/index.php/health/cat/C104">Health Insurance Abroad </a><br /> Tue, October 06, 2009 - 6:19 am EET</p> <p><b><img src="/img-media/healthcare-04.jpg" width="127" height="97" align="right" alt = "What to Look for When Researching Health Insurance"/>When you move abroad one of the issues you may well come up against relatively early on is the fact that you’re likely to need health insurance cover. In the UK we’re covered by the NHS, we can call on it as and when we need it as long as we’re legal residents of Great Britain and have been for 6 months or more. However, every country in the world has different rules and few have the equivalent of the NHS.</b> </p> <p> If you’re fortunate enough to be moving in retirement to a country such as France that has a reciprocal agreement with the UK for free health care there are still issues and forms that you need to know about – and if you’re moving elsewhere or at a different stage in your life then you may very well discover that you need private health insurance. </p> <p> As Brits, very few of us, our peers or our families have private health care cover, so in this report we’re going to show you what to look for when researching health insurance before you go and live abroad. All providers offer different incentives to lure you in, but which are essentials and which are just worthless add-ons designed to make you sign up? </p> <p><a href="http://www.shelteroffshore.com/index.php/health/more/what-look-for-researching-health-insurance-10581/" title="What to Look for When Researching Health Insurance">Continue reading...</a></p> </div> </div> <div class="box-style3"> <div class="title"> <h2>Keeping Healthy Abroad</h2> </div> <div class="content"> <h3 class="style3"><a href="http://www.shelteroffshore.com/index.php/health/more/healthcare-standards-vary-abroad-what-to-do-10591/" title="Why Healthcare Standards Vary Abroad and What to Do About it">Why Healthcare Standards Vary Abroad and What to Do About it</a></h3> <p class="pubdateinfo"><a href="http://www.shelteroffshore.com/index.php/health/"> Health Abroad</a> » <a href="http://www.shelteroffshore.com/index.php/health/cat/C103">Keeping Healthy Abroad</a><br /> Thu, September 10, 2009 - 1:07 pm EET</p> <p><b><img src="/img-media/healthcare-02.jpg" width="127" height="97" align="right" alt = "Why Healthcare Standards Vary Abroad and What to Do About it"/>It is not simply the case that in rich countries you can automatically have access to the best standards and methods of healthcare in the world, and that in poorer nations you will be at greater risk because standards of medicine are basic. However, many ‘first world’ nations’ politicians would have you believe that this is the case…</b> </p> <p> As an expatriate one has to take one’s health very seriously and look beyond the media bluff that over-inflates a country’s standards of healthcare and you need to take the necessary precautions to ensure that no matter what, you will be able to pay your way out of trouble if you fall ill. In this article we’re going to get a bit political about it and examine why healthcare standards do vary abroad, and what you can do about it. </p> <p> If you’re going to live overseas you need to do a certain amount of research into the variations in standards of care available across the nation and region you will be in, and what’s more, you’ll be well advised to not only get a decent health insurance policy and plan in place, but to personally stay well abreast of your own state of health and look after your own wellbeing with commonsense measures. </p> <p><a href="http://www.shelteroffshore.com/index.php/health/more/healthcare-standards-vary-abroad-what-to-do-10591/" title="Why Healthcare Standards Vary Abroad and What to Do About it">Continue reading...</a></p> </div> </div> </div> <div class="column2"> <div class="box-style1"> <h2>International Living</h2> <ul id="nav_categories" class="nav_categories"> <li> <a href="http://www.shelteroffshore.com/index.php/health/cat/C104/" title="Health Insurance Abroad ">Health Insurance Abroad </a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/health/cat/C103/" title="Keeping Healthy Abroad">Keeping Healthy Abroad</a> </li> </ul> <ul id="nav_categories" class="nav_categories"> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C72/" title="A New Life Abroad Guide">A New Life Abroad Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C48/" title="Work Abroad Guide ">Work Abroad Guide </a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C78/" title="Expatriate Living Guide">Expatriate Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C49/" title="Australia Living Guide">Australia Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C47/" title="Belize Living Guide">Belize Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C55/" title="Bulgaria Living Guide">Bulgaria Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C51/" title="Canada Living Guide">Canada Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C70/" title="Dubai Living Guide">Dubai Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C46/" title="France Living Guide">France Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C52/" title="Ireland Living Guide">Ireland Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C54/" title="Italy Living Guide">Italy Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C50/" title="New Zealand Living Guide">New Zealand Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C45/" title="North Cyprus Living Guide">North Cyprus Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C53/" title="Portugal Living Guide">Portugal Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C44/" title="Spain Living Guide">Spain Living Guide</a> </li> <li> <a href="http://www.shelteroffshore.com/index.php/living/cat/C101/" title="Turkey Living Guide">Turkey Living Guide</a> </li> </ul> </div> </div> <div class="column3"> <div class="box-style31"> <div class="content"> <script type="text/javascript"> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> </div> </div> <div id="more-headlines" class="box-style3"> <div class="title"> <h2>Further News & Analysis</h2> </div> <div class="content"> <ul class="list2"> <li class="first"> <h3 class="style4"><a href="http://www.shelteroffshore.com/index.php/health/more/swine-flu-health-insurance-lesson-expatriates-10587/" title="Swine Flu: an Important Health Insurance Lesson for Expatriates">Swine Flu: an Important Health Insurance Lesson for Expatriates</a></h3> <p class="pubdateinfo"><a href="http://www.shelteroffshore.com/index.php/health/"> Health Abroad</a> » <a href="http://www.shelteroffshore.com/index.php/health/cat/C104">Health Insurance Abroad </a><br /> Tue, September 08, 2009 - 8:55 am EET</p> <p>Looking at how swine flu has show expats that they need to make sure they have not only good health insurance but a good health insurance provider too</p> </li> <li> <h3 class="style4"><a href="http://www.shelteroffshore.com/index.php/health/more/fantastic-news-returning-expatriates-healthcare-uk-10564/" title="Fantastic News for Returning Expatriates Requiring Healthcare in UK">Fantastic News for Returning Expatriates Requiring Healthcare in UK</a></h3> <p class="pubdateinfo"><a href="http://www.shelteroffshore.com/index.php/health/"> Health Abroad</a> » <a href="http://www.shelteroffshore.com/index.php/health/cat/C104">Health Insurance Abroad </a><br /> Tue, August 18, 2009 - 12:35 pm EET</p> <p>No longer will returning expatriates be stranded in the UK with no access to medical care thanks to a truly friendly health insurance provider</p> </li> <li> <h3 class="style4"><a href="http://www.shelteroffshore.com/index.php/health/more/fantastic-news-expatriates-international-health-insurance-10533/" title="Fantastic News for Expatriates Requiring International Health Insurance">Fantastic News for Expatriates Requiring International Health Insurance</a></h3> <p class="pubdateinfo"><a href="http://www.shelteroffshore.com/index.php/health/"> Health Abroad</a> » <a href="http://www.shelteroffshore.com/index.php/health/cat/C104">Health Insurance Abroad </a><br /> Mon, July 27, 2009 - 12:48 pm EET</p> <p>A massive change in industry direction has been initiated by BUPA and thanks to them and an insurer in Europe, costs for expat health insurance could be cut drastically</p> </li> <li> <h3 class="style4"><a href="http://www.shelteroffshore.com/index.php/health/more/ivf-treatment-abroad-risks-rewards-10506/" title="IVF Treatment Abroad – Risks Versus Potential Rewards">IVF Treatment Abroad – Risks Versus Potential Rewards</a></h3> <p class="pubdateinfo"><a href="http://www.shelteroffshore.com/index.php/health/"> Health Abroad</a> » <a href="http://www.shelteroffshore.com/index.php/health/cat/C104">Health Insurance Abroad </a><br /> Thu, July 02, 2009 - 2:55 pm EET</p> <p>An in depth report into the risks, rewards and realities of seeking IVF treatment abroad</p> </li> <li> <h3 class="style4"><a href="http://www.shelteroffshore.com/index.php/health/more/expatriate-healthcare-your-checklist-10500/" title="Expatriate Healthcare: Get Your Checklist">Expatriate Healthcare: Get Your Checklist</a></h3> <p class="pubdateinfo"><a href="http://www.shelteroffshore.com/index.php/health/"> Health Abroad</a> » <a href="http://www.shelteroffshore.com/index.php/health/cat/C104">Health Insurance Abroad </a><br /> Mon, June 29, 2009 - 12:05 pm EET</p> <p>A straightforward guide for expatriates who are trying to figure out which level of healthcare insurance cover they need when living abroad</p> </li> <li> <h3 class="style4"><a href="http://www.shelteroffshore.com/index.php/health/more/whats-one-thing-expats-cant-do-without-10477/" title="What’s The One Thing Expats Apparently Can’t Do Without?">What’s The One Thing Expats Apparently Can’t Do Without?</a></h3> <p class="pubdateinfo"><a href="http://www.shelteroffshore.com/index.php/health/"> Health Abroad</a> » <a href="http://www.shelteroffshore.com/index.php/health/cat/C103">Keeping Healthy Abroad</a><br /> Tue, June 09, 2009 - 10:56 am EET</p> <p>Can you guess what the one thing is that the majority of expatriates questioned in a recent survey can’t live without? It’s International health insurance!</p> </li> <li> <h3 class="style4"><a href="http://www.shelteroffshore.com/index.php/health/more/what-constitutes-good-expat-health-insurance-10460/" title="What Constitutes Good Expat Health Insurance?">What Constitutes Good Expat Health Insurance?</a></h3> <p class="pubdateinfo"><a href="http://www.shelteroffshore.com/index.php/health/"> Health Abroad</a> » <a href="http://www.shelteroffshore.com/index.php/health/cat/C103">Keeping Healthy Abroad</a><br /> Tue, May 26, 2009 - 9:03 am EET</p> <p>In this report we look at the considerations you need to keep in mind when looking for the best international health insurance cover to match your requirements</p> </li> <li> <H3> <a href="http://www.shelteroffshore.com/index.php/health/archive/C103/">» Further Keeping Healthy Abroad Articles</a></H3> </li> </ul> </div> </div> <div class="box-style30"> <div class="title"> <h2>Related Sponsors</h2> </div> <div class="content"> <script type="text/javascript"> </script> <script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"> </script> </div> </div> </div> <div style="clear: both;"> </div> </div> <div id="footer"> <div class="container"> <p class="legal"><img src="/css-image/lower-logo.jpg" /><br /> Shelter Offshore<br /> Haywood House North <br /> Dumfries Place, <br /> Cardiff <br /> CF10 3GA<br /> United Kingdom<br /> <br /> © 2004-2009 Shelter Offshore</p> <div class="links"><h3>More About Us</h3><p><a href="http://www.shelteroffshore.com/index.php/shelter/about/">Who We Are</a><br /> <a href="http://www.shelteroffshore.com/index.php/shelter/advertising/">Advertising Information</a><br /> <a href="http://www.shelteroffshore.com/index.php/shelter/privacy-policy/">Privacy Policy</a><br /> <a href="http://www.shelteroffshore.com/index.php/shelter/contact/">Contact Us</a></p> </div> <div class="links"> <h3>Navigate</h3> <p><a href="http://www.shelteroffshore.com/index.php/offshore/">Offshore Investment & Banking</a><br /> <a href="http://www.shelteroffshore.com/index.php/property/">Investment Property Abroad</a><br /> <a href="http://www.shelteroffshore.com/index.php/living/"> Living Abroad</a><br /> <a href="http://www.shelteroffshore.com/index.php/health/">Health Abroad</a><br /> <a href="http://www.shelteroffshore.com/index.php/sitemap/">Site Index</a><br /> <a href="http://www.shelteroffshore.com/index.php/shelter/rss_2.0/">RSS Syndicate</a> </p> </div> </div> </div> <script src="http://www.google-analytics.com/urchin.js" type="text/javascript"> </script> <script type="text/javascript"> _uacct = "UA-70467-1"; urchinTracker(); </script> </body> </html>